ud / journal
ud / journal is a window into our world—where design, lifestyle, and the rhythms of upstate living converge. Here, we share stories behind the spaces we create, our favorite local finds, thoughtful guides for slower living, and the inspiration that shapes our point of view. Think of it as a quiet moment to pause, wander, and get to know Upstate Down a little better.
Rate Expectations
The ups and downs of mortgage rates. We sit down with our favorite lender, Christopher Albanese to talk percentage points.